How to Open a Corporate Bank Account in China as a Foreigner

No. The account follows your business licence, the company has to exist first. We line up the bank application so it can start as soon as registration completes.

It depends on the bank. Some require a director in person; others onboard remotely or via a representative. We match you to a bank that fits how you want to operate.

Both major Chinese banks and some foreign banks operating in China. The right choice depends on your business, your currencies, and whether you need remote onboarding, we advise on the fit.

An RMB operating account runs your day-to-day business inside China, and a foreign-currency capital account handles money coming in from abroad. Most foreign companies use both.

Usually missing or mis-prepared documents, or a business scope that doesn't match what you tell the bank. Preparing the pack correctly is exactly what we handle.

With clean preparation, typically a few weeks after registration. Gaps in paperwork are what stretch it out, which is why we prepare everything up front.

Banks run due diligence on the company and its owners, so ownership has to be clear and documented. A director may also need to attend, depending on the bank.

Yes. We prepare the application and steer you to remote-friendly banks where possible, so opening accounts doesn't force an unplanned trip.